Loan Officers

Evaluate, authorize, or recommend approval of commercial, real estate, or credit loans. Advise borrowers on financial status and payment methods. Includes mortgage loan officers and agents, collection analysts, loan servicing officers, loan underwriters, and payday loan officers.

Enterprising occupations frequently involve starting up and carrying out projects. These occupations can involve leading people and making many decisions. Sometimes they require risk taking and often deal with business.

Enterprising

Third Interest High-Point

Social occupations frequently involve working with, communicating with, and teaching people. These occupations often involve helping or providing service to others.

Social

First Interest High-Point

Conventional occupations frequently involve following set procedures and routines. These occupations can include working with data and details more than with ideas. Usually there is a clear line of authority to follow.

Conventional

Second Interest High-Point

Investigative occupations frequently involve working with ideas, and require an extensive amount of thinking. These occupations can involve searching for facts and figuring out problems mentally.

Investigative

Artistic occupations frequently involve working with forms, designs and patterns. They often require self-expression and the work can be done without following a clear set of rules.

Artistic

Realistic occupations frequently involve work activities that include practical, hands-on problems and solutions. They often deal with plants, animals, and real-world materials like wood, tools, and machinery. Many of the occupations require working outside, and do not involve a lot of paperwork or working closely with others.

Realistic

Job Zone Four: Considerable Preparation Needed

Meet with applicants to obtain information for loan applications and to answer questions about the process.

Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.

Approve loans within specified limits, and refer loan applications outside those limits to management for approval.

Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.

Submit applications to credit analysts for verification and recommendation.

Review loan agreements to ensure that they are complete and accurate according to policy.

Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.

Work with clients to identify their financial goals and to find ways of reaching those goals.

Handle customer complaints and take appropriate action to resolve them.

Stay abreast of new types of loans and other financial services and products to better meet customers' needs.

Market bank products to individuals and firms, promoting bank services that may meet customers' needs.

Analyze potential loan markets and develop referral networks to locate prospects for loans.

Prepare reports to send to customers whose accounts are delinquent, and forward irreconcilable accounts for collector action.

Set credit policies, credit lines, procedures and standards in conjunction with senior managers.

Assist in selection of financial award candidates using electronic databases to certify loan eligibility.

Authorize or sign mail collection letters.

Calculate amount of debt and funds available to plan methods of payoff and to estimate time for debt liquidation.

Confer with underwriters to resolve mortgage application problems.

Contact applicants or creditors to resolve questions about applications or to assist with completion of paperwork.

Contact borrowers with delinquent accounts to obtain payment in full or to negotiate repayment plans.

Counsel clients on personal and family financial problems, such as excessive spending or borrowing of funds.

Establish payment priorities according to credit terms and interest rates to reduce clients' overall costs.

Inform individuals and groups about the financial assistance available to college or university students.

Maintain and review account records, updating and recategorizing them according to status changes.

Match individuals' needs and eligibility with available financial aid programs to provide informed recommendations.

Review accounts to determine write-offs for collection agencies.

10-key calculators

Autodialers

Desktop computers

Notebook computers

Personal computers

Data entry software

Datatel Colleague

Microsoft Excel

Microsoft Internet Explorer

Microsoft Office

Microsoft Outlook

Microsoft PowerPoint

Microsoft Word

Personal digital assistants PDA

Scanners

Tablet computers

1003 Uniform Residential Loan Application

Bottom Line LoanMaster Loan Servicing

CGI-AMS BureauLink Enterprise

Common business oriented language COBOL

Customer information control system CICS

eOriginal eCore Business Suite

Equifax Application Engine

Wolters Kluwer Financial Services ComplianceOne

Care about your community and community in general.

I had to take out loans to pay for grad school

Seeing happy residents in their newly constructed affordable housing units.

Jeremy Levkoff

Senior Portfolio Manager

Milestones

Education

Career

Career Roadmap

My work combines:

My work combines:

Business

Non-Profit Organizations

Upholding a Cause and Belief

Day to Day

Advice for Getting Started

Recommended Education

Hurdles

The Noise I Shed

From Family:

Challenges I Overcame

Financial

Jeremy Levkoff

Senior Portfolio Manager

Milestones

Education

Career

Career Roadmap

My work combines:

My work combines:

Business

Non-Profit Organizations

Upholding a Cause and Belief

Day to Day

Advice for Getting Started

Recommended Education

My career is related to what I studied. I'd recommend the path I took:

Hurdles

The Noise I Shed

From Family:

Challenges I Overcame

Related Leaders